Central Bank of India for the third quarter ended 31 December 2025 reported 32% growth in net profit at ₹1,263 crore as compared with ₹959 crore in the year ago period. Net Interest Income (NII) for the quarter declined 1.07% to ₹3,502 crore.
Total business grew by 15.77% to ₹7,74,106 crore from ₹6,68,686 crore. Net Interest Margin stood at 2.96%.
The bank’s Gross NPA stood at 2.70%, from 3.86%, registering an improvement of 116 bps. Net NPA stood at 0.45%, from 0.59%, registering an improvement of 14 bps. Provision Coverage Ratio (PCR) improved to 96.69%, from 96.54%, an improvement of 15 bps, the bank said in a filing.
Total business of the bank, stood at ₹7,74,106 crore as on December 31, 2025, as against ₹6,68,686 crore a year ago, up 15.77% YoY.
Total deposit grew 13.24% YoY to ₹4,50,575 crore as on December 31, 2025. Gross advances increased 19.48% on YoY to ₹3,23,531 crore as on December 31, 2025.
“RAM (Retail, Agriculture & MSME) business grew by 17.89 %. The individual sector wise growth stood at 20.93 % (₹96,652 crore), 15.41% (₹59,176 core) & 15.90% (₹67,338 crore), respectively,” it said.
Published – January 16, 2026 07:54 pm IST
